Claude for PI lawyers · the kit
What an experienced PI lawyer skims a medical file for, and the rule that says a case is ready for a demand. Both skills run all of this on every file.
Any unexplained break in care, often 30 days or more: a late first visit, a lapse in the middle, or treatment that just stops.
"If she stopped going to the chiropractor for 6 weeks, the adjuster says she got better."
Why it matters: adjusters read a gap as not really hurt or healed, and it hits causation and credibility. Source: EvenUp's published guide on treatment gaps.
Earlier visits for the same body part, an earlier accident, a "history of" line in the ER note.
"Did her back hurt before the crash? The records will tell on her."
Why it matters: the defense argues the crash didn't cause it, and a worsened old condition is a different argument from a new injury. Source: EvenUp's published guides on medical chronologies and demands.
A treating doctor saying, within a reasonable degree of medical probability, that the injury is permanent. A causation sentence is not a permanency opinion, and "to be determined" is not one either.
"No permanency opinion in Florida means no pain and suffering. Causation is not permanency."
Why it matters: in Florida, damages for pain and suffering on an auto claim need a permanent injury (F.S. 627.737(2)(b)), so without the opinion the file is not ready for a demand.
Total medical bills next to the at-fault driver's bodily injury limit, billed and paid.
"If the bills are already past the policy, we're asking for the whole policy."
Why it matters: it decides whether this is a limits case. In Florida, satisfied bills are proven at the amount actually paid (F.S. 768.0427).
All 3 must be true. The numbers below are examples. Your firm sets its own, in the skill's firm-rules.md.
| Test | Example setting | What it measures |
|---|---|---|
| Bills against the limit | Billed total is at least 60% of the at-fault driver's bodily injury limit | Is this a limits case yet? |
| Age of the case | At least 6 months since the date of loss | Has the picture had time to settle? |
| Treatment winding down | At least 30 days since the last date of service in the file | Is treatment done, or still going? |
Passing the rule is a signal for the lawyer, never a decision. If a gap, a prior, a permanency opinion or MMI still needs an answer, the file is not ready, whatever the 3 tests say. Whether to send a demand is a strategic decision the attorney makes with the client.
Where the rule comes from: a 100-plus attorney personal injury firm we worked with in 2026 checks readiness daily with rules of this shape, and gave "60% of the policy" as its example share. The 6-month and 30-day settings are our starting examples, not that firm's.
First visit after the crash, a causation sentence from a treating doctor, quoted with its page, MMI, future care with a cost, liens and letters of protection, codes on the bills against the chart, and the date of loss with the limitation clock (Florida negligence is 2 years, F.S. 95.11). Florida is the only state written. Any other state needs the template filled in and checked by a lawyer licensed there.
We are not lawyers and nothing here is legal advice. The case file in the kit is fictional. Every output the skills produce is a draft for attorney review. Realization Partners · realizationpartners.ai